Job description
Product Compliance Analyst
Company Overview
N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings.
Job Summary
We are seeking a Product Compliance Manager / Senior Analyst to join the PTX (Product, Technology, and User Experience) Risk & Compliance team within PTX Operations. This role enables a compliance-oriented professional to help unblock key deliverables and new products by streamlining and coordinating requirements stemming from senior stakeholders across our four main markets (Germany, Spain, Italy, and France), as well as tackle large proactive regulatory initiatives.
Key Responsibilities
- Support PTX segments in conducting discovery risk assessments for new products.
- Coordinate PTX segments during the NPP (New Product Process) Risk and Functional assessment processes and liaising with 2LoD (Line of Defense) for requirements.
- Support PTX and Business Unit with discovery for non-NPP compliance and consumer protection implementations.
- Act as a liaison between 1LoD and 2LoD for any PTX implementations.
- Assist PTX with any compliance and consumer protection requirements and implementations for regulatory or audit remediation.
- Enable visibility for the 2LoD on PTX implementations and new products in our pipeline.
- Conduct CSRD (Corporate Sustainability Reporting Directive) analyses for PTX.
- Conduct gap analysis on new legislation to understand potential PTX responsibilities and subsequent requirements for implementation.
- Encourage greater understanding and ownership of risks within the 1LoD.
- Strong integration within PTX segments, becoming a trusted point of contact for Product Managers and Engineers.
Requirements / Qualifications
- Three years (five years for manager) working in compliance, product development, risk or strategy at any highly regulated area including but not limited to FinTec, banking, investments, insurance, financial services etc.
- Ability to navigate the regulatory landscape and thoroughly understand the relevant regulations.
- Experience in translating regulatory requirements into actionable compliance measures.
- Ability to perform risk assessments, identify potential compliance risks, and assist with implementing mitigation strategies.
- Experience in managing complex projects, particularly those involving cross-functional teams and multiple stakeholders.
- Strong understanding of the banking sector, especially understanding of BaIT, Consumer Protection and MaRisk requirements.
- Ability to communicate clearly with peers, as well as stakeholders of all levels within the organization.
- Willingness to grow within the team and develop professionally.
- Fluency in English is a must, German language knowledge a plus. Spanish, Italian and/or French are also advantageous but not required.
Location
Berlin, Germany
Employment Type
Full Time
Salary & Benefits
- Competitive personal development budget.
- Work from home budget.
- Discounts to fitness & wellness memberships, language apps and public transportation.
- Premium subscription on your personal N26 bank account.
- Subscriptions for friends and family members.
- Additional day of annual leave for each year of service.
- Relocation package with visa support for those who need it.
Equal Opportunity Statement
At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.
