Job description
KYC Operations & Demographics Specialist (all genders)
Company Overview
Excited by the opportunity to build innovative digital retail banking products and services in a start-up environment, backed by one of the leading financial service providers worldwide? Join us at JPMorgan & Chase Co. at our newest European hub for Chase bank, located in the heart of Berlin. In this exciting chapter of continued growth and expansion for Chase, we’re looking for a passionate KYC Operations & Demographics Specialist.As a KYC Operations Specialist in our KYC department, you will be responsible for conducting end-to-end Customer Due Diligence, perform Customer Outreaches when necessary & investigate KYC related alerts, in line with regulatory requirements and internal policies.
Job Summary
As a KYC Operations Specialist in our KYC department, you will be responsible for conducting end-to-end Customer Due Diligence, perform Customer Outreaches when necessary & investigate KYC related alerts, in line with regulatory requirements and internal policies.
Key Responsibilities
- Engage and contribute in building KYC related operational processes, including analysis content, relevant guidelines and procedures, as well as tools & reporting requirements.
- Conduct end-to-end Customer Due Diligence in accordance with regulatory requirements and internal policies.
- Review and verify high risk customer Identification documentation and other provided information during the onboarding process.
- Monitor, investigate and opine on alerts generated by the KYC systems, taking appropriate action in line with established procedures.
- Ensure timely and clear escalation of high -risk cases to appropriate teams for further investigation and action.
- Perform Quality Control, as applicable, on KYC Due Diligence related processes
- Collaborate with internal stakeholders, including compliance, legal, and customer support teams, to address KYC-related issues and inquires.
- Communicate with prospective and existing customers when additional KYC related information, documentation and/ or other Identification / transactional related clarifications are required.
- Provide valuable input and recommendations for enhancing existing KYC processes, drawing on expertise in customer due diligence and regulatory compliance.
Requirements / Qualifications
- Relevant education in Economics, Finance, Banking, Business Administration, Engineering (or similar) and / or Bank Ausbildung or related work experience.
- Experience in Audit, Compliance, Anti-Financial Crime, Anti-Money Laundering, KYC and/or other Controlling / Investigating related roles within Banking / Financial Services / FinTech or similar.
- Clear and effective communication is crucial for interactions with internal stakeholders, customers and regulatory authorities, as applicable.
- Very good analytical and research skills, with the ability to deep-dive and investigate issues to reach a successful resolution.
- The ability to review and assess customer risk profiles & related alerts and assign appropriate risk levels based on established criteria.
- Growth mindset and a passion for learning and self-development.
- A commitment to collaboration and collective growth within the team.
- Very good computer literacy, including MS Office Suite Applications.
- Excellent communication skills in English (both verbally and in writing)
Preferred Qualifications
- In-depth understanding of KYC regulations, AML laws, and Compliance frameworks in the financial services industry.
- Good Knowledge of the German regulatory framework and best practices regarding KYC processes
- Familiarity with digital banking platforms, payment systems, and financial technologies.
- Relevant AML/ KYC accreditations (e.g. ACAMs or similar)
- Familiarity with KYC software, databases, and customer screening tools.
- Ability to adapt to new technologies
- German language skills
Location
Markgrafenstr. 19a, Berlin, 10969, DE
Employment Type
Full time
Equal Opportunity Statement
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
