Job description
Compliance Operations Analyst (m/f/d)
Company Overview
Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Founded in 2020 and headquartered in Berlin, Pliant supports over 4,000 businesses and more than 20 partners globally. As a licensed e-money institution (EMI), we issue credit cards in 11 currencies across more than 30 countries.
Job Summary
As a Compliance Operations Analyst, you take ownership of onboarding and risk assessment for our corporate clients, with a particular focus on European business and regulatory requirements. You are responsible for ensuring that KYB, KYC, and AML reviews involving European exposure meet applicable standards and are handled with strong judgment and consistency.
Key Responsibilities
- Own complex onboarding cases end-to-end — from initial document review through to final decision.
- Conduct thorough risk assessments applying internal policies and regulatory expectations.
- Assess complex ownership structures, including multi-layered holding companies.
- Review cases prepared by colleagues, upholding the four-eyes principle.
- Maintain clear, structured, and audit-ready documentation across all onboarding and compliance activities.
- Serve as a go-to reviewer for edge cases and escalations.
- Identify inefficiencies in compliance workflows and drive concrete, scalable improvements.
- Contribute to the development and refinement of internal policies, procedures, and risk frameworks.
- Support the rollout of new compliance tooling.
Requirements / Qualifications
- 3+ years of experience in operational compliance (first line), working with SME or corporate clients within a bank, fintech, or regulated financial institution in Europe.
- Strong hands-on experience with KYB/KYC onboarding and customer risk assessments.
- Solid understanding of European AML/CTF frameworks.
- Familiarity with jurisdiction-specific regulatory requirements and corporate registry practices across key European markets.
- Demonstrated ability to make sound, risk-based decisions.
- High attention to detail and a strong quality mindset.
- Analytical and structured thinking.
- Proactive and collaborative working style.
- Fluent English, written and spoken.
Preferred Qualifications
- A degree in law, finance, economics, or a related field.
- Relevant professional certification (e.g. CAMS or equivalent).
- Additional European languages are a plus.
Location
Berlin, Germany (Hybrid)
Employment Type
Full Time
Salary & Benefits
- Attractive remuneration
- Flexibility and possibility to work remotely
- Monthly mobility benefit
- Wellhub Membership
- Pliant Card with monthly credit
Equal Opportunity Statement
At Pliant, we believe diversity and inclusion are essential to building not only an innovative product but also an exceptional experience for both our customers and our team. This commitment begins with our hiring process—we welcome individuals of all racial and ethnic backgrounds, religions, national origins, gender identities or expressions, sexual orientations, ages, marital statuses, and abilities.
